PERSONAL DEPOSITS

PERSONAL CHECKING

This account is ideal for a first account. A flat monthly fee eliminates worry about maintaining minimum balances and allows you to write as many checks as you like with no per item charge.

PERSONAL INTEREST CHECKING

A great way to maintain check writing flexibility while earning interest on account balances. With interest checking, you’ll have unlimited check writing privileges and easy access to funds while earning interest on the account balance.

PERSONAL MONEY MARKET ACCOUNT

When a long-term investment isn’t right for you, choose this interest bearing account. Your money market account gives you immediate access to funds and a higher interest rate than a personal savings account. Choose this account only when you need to write checks infrequently, as transactions on this account are limited.

PERSONAL SAVINGS ACCOUNT

Open a conventional savings plan to prepare for unexpected expenses or opportunity. A regular contribution to a savings account is an excellent way to build financial security.

CERTIFICATE OF DEPOSIT ACCOUNT

If you can invest over a longer period of time, this is the right account for you. A wide array of investments is available. Interest rates on time deposits vary based on amount and term of your deposit.

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

An individual retirement account is a good way to invest in your future. This account is designed for individuals who want a regular monthly income during retirement. You should discuss the advantages of an IRA with your tax preparer or accountant to learn how it can assist you in meeting your financial goals.

For more information, please contact a banker in Irvine at (949) 502-4300 or Las Vegas at (702) 853-4700.